Savings Services
Share Accounts:
Your savings at the Credit Union are called shares because they represent your share in the Credit Union. Savings are important and an essential part of our Credit Union and all members are encouraged to save. Payroll deduction / direct deposit are painless ways to save.

Regular Share Accounts
This account is the primary account for all members. It must have a minimum balance of $5.00 to remain an active account. Dividends are paid on balances of $50.00 and more quarterly and are based on the average daily balance in your account.

Share Certificates
There are three type of certificates offered. 6 Months, 12 Months and 24 Months with a minimum of $500.00 to open.

Christmas club Accounts
This account is a pledge account whereby the member designates a certain amount per pay to be deposited for holiday shopping needs. The funds from this club account will be mailed out on November 1st of each year. Dividends are paid yearly on the 31st of October at a rate declared by the Board of Directors of Trouvaille FCU.

Vacation Club Accounts
This account is a pledge account whereby the member designates a certain amount per pay to be deposited for vacation needs. The funds on this club are issued to the member when requested. Dividends are paid yearly on May 31st at a rate declared by the Board of Directors of Trouvaille FCU.

Share Draft Accounts (Checking)
Our share draft account offers you a convenient way to manage all your financial needs. There is NO minimum balance, NO monthly service fee, FREE overdraft protection from shares, first 50 checks FREE. Statements are sent out monthly. Star ATM card is available on this and your share account when direct deposit of your entire check is received.

Lending Services
Partial share & Fully shared secured loans
These are types of shared secured loans. The memeber pledges a portion of their shares for the loan or for a fully shared secured loan they pledge the full amount of their shares.

New/Used Cars loans
The credit union provides competitive financings on new and used vehicle. Make your deal with the car dealer and bring in and invoice.

Single payment loans
Borrow now and pay later!! Single payment loans require no monthly payments, and the balance is due (including interest) in 6 months. This is a great way to anticipate large cash inflows (home sale, income tax refund, etc.) without waiting for the money.

Life and disability insurance available on all loans
These valuable protections are available to protect credit and deliver peace of mind. Disability protection will pay the loan payments in the event a member is unable to work due to illness or injury. Life protection will payoff the loan balance in the event of death. Feeling secure debts will be paid in an emergency can help ease worry and anxiety.

Summer Camp Loans

Computer Loans

Education Loans

Debt Consolidation Loans

Electronic Services
Payroll deduction and direct deposit
Available from any qualified employer makes saving or loan repayment easy. A portion of a paycheck or an entire paycheck can be automatically deposited to the credit union without making a trip to the credit union.

A wire transfer can transfer funds to another financial institution usually within an hour.

ATM Cards
Discover the world of financial freedom available with our ATM Card accepted worldwide at most ATM machines.

Trouvaille Federal Credit Unions Voice Response System (TARA)
Get credit union account information 24 hours a day/7days a week via a touch tone phone. Check account activity/information, perform transactions, get rate information, perform loan calculations, and get credit union office hours anytime.