In February 1984 a group of 10 motivated employees of Resources for Human Development (RHD) met to develop a way to help each other out. The prime objective of this group was to create, within the employees of RHD, a place where the employees could save money and be able to borrow small amounts of money when needed. The sponsor company RHD, deposited $5,000 and each of these individual also deposited a small amount to start up the Credit Union.

On April 16th, 1984 a charter was granted by NCUA to this group with the original name of wanted ‘LC (Last Chance) FCU’ but that name was already taken. Dennis Roberts looked down at his calendar and the word of the day was ‘trouvaille’ which means godsend, windfall, profit and that is how the credit union was named Trouvaille Federal Credit Union. The original ten members who made up the credit union are as following:

	Dennis Roberts	Richard Kardon
	Marsha Freed	Helen Montgomery
	Brenda Johnson	Sandy Miller
	Bruce McWaters	Donna Hazen
	John Nicely	Joan Yakscoe

Since our inception in April 1984 we have come a long way. We started out with just regular share and one $500 loan, along with payroll deduction from RHD. Today we have direct deposit of your entire paycheck, payroll deduction and direct deposit from government agencies. We offer different share accounts, share draft (checking) accounts, Christmas and Vacation clubs, IRA shares and Certificate of Deposit accounts. We now have different loan accounts that members can apply for; we have signature loans, new and used car loans, debt consolidation loans, education loans, computer loans, home improvement loans and summer camp loans.

We have over 1600 members today with more than 450 loans outstanding to these members.

Field of Membership:
Employees of RHD and their immediate family* are eligible to join the credit union.

*Immediate family is defined as spouse, child, parent, grandparent, grandchild, and siblings that reside in the same household.

Volunteers & Staff:

Board of Directors Judy Elzey Chuck Johnson Ginny Lapinski Sheila Highsmith Julius Jackson Everett Burgan Wayne Haney	President Vice President Treasurer Secretary
Supervisory Committee: Brenda Roebuck Ted Sharp Margaret Shepard Theresa Patterson Brown	Chairman
Credit Committee: Paula Budnick Julius Jackson Chuck Johnson Sue McGill Ginny Lapinski	Chairman
Staff: Ginny Lapinski Damika Mason Candace Fisher	Manager Assistant Manager Member Service Representative

How to join:
To become a member of Trouvaille FCU you must be employed by RHD and fill out a membership application along with a payroll deduction form. A minimum of $5.00 is required to be a member and there is a one time $1.00 membership fee.

Important information about procedures for opening a new account:
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institution to obtain, verify and record information that identifies each person who opens an account.

What this means to you:
When you open an account, we will ask for your name, address, date of birth, social security number, driver’s license and any other information that will help us identify you. We need to have a copy of your license and social security card to keep on file. We may check your information out on Coast to Coast, a company that checks the validity of your information.

Mission of the Credit Union:
The Trouvaille FCU is a financial cooperative owned by its members. It strives to improve the quality of life of its members by encouraging regular savings. Trouvaille FCU provides access to financial education and services to its members. It is particularly focused on extending financial services to those traditionally overlooked by mainstream financial institutions. Financial assistance and education is offered free to all members of Trouvaille FCU by Balance. The web site for Balance is: www.balancepro.net

Remember once a member always a member!
You are welcome to remain a Credit Union member for life regardless of whether you change jobs, move or retire, as long as you do not close your account and maintain a $50.00 balance. You will continue to have access to the same benefits and services.